Debt Counselling is a Government regulated service and is the solution for over-indebted consumers. Should you be unable to meet your monthly financial commitments under credit agreements on a monthly basis, you may formally apply to a Debt Counselor for debt review. This process is fully backed by the National Credit Regulator and is in line with the National Credit Act. The debt review process is binding on your creditors and they cannot institute legal action against you during this period.
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